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Discuss Best Public Liability & Tool insurance in the Insurance for Plumbers area at

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    REDSAW Guest

    you must be joking!!!!!!!!!!!!!!!!!
    mine came out at £600---twice as much as my renewal and i aint even completed the detail, sod that.
  2. anz

    anz Plumber GSR

    No, I'm not. I'm just waiting for my cashback to be confirmed now.

    I will say that after reading the policies, I felt that the Corgi one was better overall. I thought it was more tailored to this trade, and might have covered more. If it were only £50 difference I would have gone with Corgi. I didn't want to pay 80% more though.
  3. bonzo1974

    bonzo1974 Guest

    Might be a bit late for the above conversation, but I got mine through Tradesman Saver underwritten by Henry Seymour. £2m public liability and £2500 tools inc unattended vehicle cover, £100,000 free legal assistance, £10,000 of financial loss cover, £5000 business contents cover all for £127.58.
    Admittedly the excess for third party damage to property is £500, but hopefully I'd only need it if I'd made a proper sized booboo and would need to claim more than £500 anyway.
    My father-in-law is an ex MD of an insurance firm so I got him to look over the policy documentation and it's all kosher. Not sure how they can do it when everyone else is around the £400 mark and upwards, but hey, who cares!!
    • Like Like x 1
  4. PatchettPlumbing

    PatchettPlumbing Guest

    I'm with Direct Line for mine, seem pretty reasonable.
  5. leelister6

    leelister6 Plumber GSR

    Just had a quote from Tradesman saver... £95 for year. 2 million P/L plus £1500 tool cover!! Can this be right?
    • Like Like x 1
  6. northstar

    northstar Plumber

    did you take the policy ?
  7. leelister6

    leelister6 Plumber GSR

    No. paid £106 cos i went for £2k tools cover instead
  8. Keefy

    Keefy Plumber

    I'm presuming there's a huge excess on this?
  9. leelister6

    leelister6 Plumber GSR

    If you go on the site you can see the policy docs.
  10. northstar

    northstar Plumber

    i have got a quote from tradesman saver £1m cover £82.00 Third Party Property Damage Excess £500
    Use of Heat Excess £500
    Damage to Underground Services Excess £1000
    Financial Loss Excess £2,500 or the first 10% (whichever is the greater)
    [FONT=Arial,Arial][FONT=Arial,Arial]Cover Indemnity Limit
    [FONT=Arial,Arial][FONT=Arial,Arial][/FONT][/FONT]Public / Products Liability £1,000,000
    Do you use heat?
    [FONT=Arial,Arial][FONT=Arial,Arial]Yes [/FONT][/FONT]
    [FONT=Arial,Arial][FONT=Arial,Arial][/FONT][/FONT][FONT=Arial,Arial][FONT=Arial,Arial][/FONT][/FONT]Employers Liability
    [FONT=Arial,Arial][FONT=Arial,Arial]Not Insured [/FONT][/FONT]
    [FONT=Arial,Arial][FONT=Arial,Arial][/FONT][/FONT][FONT=Arial,Arial][FONT=Arial,Arial][/FONT][/FONT]Number of principals/partners 1
    Do you have temporary employees? No
    Do you use power driven woodworking machinery? No
    Working Partners Extension
    [FONT=Arial,Arial][FONT=Arial,Arial]Not Operative [/FONT][/FONT]
    [FONT=Arial,Arial][FONT=Arial,Arial][/FONT][/FONT][FONT=Arial,Arial][FONT=Arial,Arial][/FONT][/FONT]Financial Loss £10,000
    • Like Like x 1
  11. Simon F

    Simon F Trusted Plumber GSR

    certainly be giving them a try next time, massive saving!!??..:deal:
  12. Barry98

    Barry98 Guest

    mines due next month so i might be giving them a try too
  13. nicro3

    nicro3 Plumber

    Mines due on the 19th of this month 362.00 with my existing. 125.00 Tradesman saver no brainer. Spoke to them sounds kosher--------nice. Will do some more research though
  14. gavinwilson

    gavinwilson Plumber

    Reminds me I haven't received my policy from these yet took it out about 2 week ago

    sent from my annoying box
  15. leelister6

    leelister6 Plumber GSR

    They send it in a pdf file via email
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