Discussion in 'Insurance for Plumbers' started by JAH HEATING, Sep 25, 2016.
Discuss Insurance for self employed workers in the Insurance for Plumbers area at UKPlumbersForums.co.uk.
Anyone recommend something decent that covers you if you fall ill an are off work.
There are a few, but it costs a fortune. 10 years ago, I was quoted £300 a month for critical injury and illness. That would pay £450 a week. You had to be off for 3 months before you could claim! So would have to be a serious one.
Was told , just to put £300 into a seperate account and use it if your off. But like anyone else, never did it.
I "think" there is specific insurance around for cheaper..
like motocorss cover or rugby cover etc etc.. in the ad's it looks reasonable money but no idea what the terms are
There are a few but the last one I heard of you had to be off 8 week then it paid a third of your salary for 12 months.
Don't know what they go off if you're self employed or ltd company owner !
Best bet, charge properly, put it in bank, pretend you haven't got it !
That only my opinion of course.
I have sickness cover with my liability, it's not brilliant but better than nothing & hopefully will never need it.
It pays out like 300 a week, after like 2 weeks maybe... Including liability & tool theft cover its like 400 a year
Sounds a good deal you've got there mate, who's that with?
2 weeks maybee? I would have a close look at your policy. I bet that is for critical illness, not accident.
How much are you paying?
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