thx stewetheplumber, not quite at the wiring stage yet but that info will come in very handy when i eventually get there.
hi doitmyself - the flow and return for upstairs run together and flow and return for downstairs run together, they are not actually located downstairs as we have a concrete floor. both are located in between the joists of the bedroom floors as in the diagram above. its just that one circuit is situated in one side of the house and the other circuit is situated the other side of the house. About 6ft between them. didn't want to overload the holes in joists....between 0.25-0.4 neutral axis and all that. Saying that, the plumber and electrician who have been there before have put holes ALL over the place and not in the neutral axis,,,,,cowboys!!!!!! I think i'm gonna reconnect the 2 downstairs rads that are connected to the upstairs return etc...it will take away the doubt i have. Did you take a look at the diagram.....what do you or anybody think of it, does it look okay?