When calculating heat loss you are determining the output required to reach and maintain a target temperature at design outside temperature. U values, area, air changes etc are all taken into account. If you have a load of 20 KW at -2 outside temperature and a target temperature of 21 then you need 869.565 watts per degrees c difference between inside and out. If you can't supply that power it will never reach target temperature. Say your output is now 15KW at the conditions mentioned above, you will only raise the final temperature to 17.25°c above outside temperature, in my example above that was -2, your final temperature would be 15.25°c.