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Looked at them for years even started a few and let them go, my way is property although down at the moment I didn't buy in the days of stupidity so I'm still ahead.

My take on pension funds is are they are for gamblers except you get no say in which horse is backed and the fund managers get paid to lay the bets whether they win or lose.

You need to be looking at a fund well in excess of a million to give a liveable return, another issue I had is when you die the fund dies with you, not a good investment IMHO.

By all means ahead, for me the best way is to invest in something I have control over.

Not for everyone but in my uncertain financial world it suits me.
 
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