"The frictional resistance is much higher than needed because heating engineers do not understand how systems work. They have the idea, passed down from earlier generations, that the water has to be forced through the pipes, so the pump needs to be on the highest setting. This is incorrect. The pump only needs to be able to provide sufficient pressure to feed the index rad (the one with the greatest pressure loss). All other rads obtain their feed by having the correct pressure drop across the rad, i.e between flow and return Tees. (Water automatically flows from high pressure to low pressure.) Correct balancing will achieve this; and this involves more than "set all up stairs rads to fully open and downstairs to half open" or "TRVs do not need balancing as they are 'self-balancing'"."
"Heating engineers do not understand how systems work" is an inflammatory statement, I'd question your motives in making such a statement.
Its generalising, unhelpful and irrelevant.
I know how to balance a system, I was taught to obtain an 11 degree difference, now 20 degrees incidentally. But again the reality of domestic heating systems is they are often undersized, they are often tampered with and they are often poorly maintained.
Enter the humble heating engineer, trying to make a living, trying to make everyone happy and trying to solve the problem with out breaking the bank.
I do agree with one thing you said which is I was taught by old school plumbers who used a lot of rule of thumb, its hot so it works, its cold so turn the pump up.
This is all besides the point. Better information about the system would lead to better solutions and greater understanding, which is what this post is about.